Products & Services Products

First State Bank of Brownsboro has opted out of Participating in the Transaction Account Guarantee Program.

Regular Checking

  • $200.00 minimum to open
  • Monthly maintenance fee of $7.00 if balance falls below $500.00
  • $.15 per check paid fee in excess of 20 if balance falls below $500.00

Basic Checking

  • $100.00 minimum to open
  • $.15 per check paid fee in excess of 30 during a monthly statement cycle

Now Account

  • $1,000.00 minimum to open
  • Monthly maintenance fee of $10.00 if balance falls below $1,000.00
  • $.15 per check paid fee during a statement cycle in excess of 15 if balance falls below $1,000.00
  • Interest bearing
  • Minimum balance of $1,000.00 required to obtain the disclosed annual percent yield
  • Daily balance method used to calculate interest

Super Now Account

  • $1,000.00 minimum to open
  • Monthly maintenance fee of $10.00 if balance falls below $1,000.00
  • $.20 per check paid fee in excess of 6 if balance falls below $2,500.00
  • $.20 per check paid fee in excess of 15 if balance is at least $2,500.00 but falls below $5,000.00
  • $.20 per check paid fee in excess of 30 if balance is at least $5,000.00 but falls below $10,000.00
  • $.20 per check paid fee in excess of 60 if balance is $10,000 or more.
  • Interest bearing
  • Minimum balance of $1,000.00 required to obtain the disclosed annual percent yield
  • Daily balance method used to calculate interest

Money Market

  • $2,500.00 minimum to open
  • Monthly maintenance fee of $10.00 if balance falls below $2,500
  • $5.00 per debit transaction (check paid, withdrawal, automatic transfer, or payment out of this account) in excess of 6
  • Interest Bearing
  • Minimum balance of $2,500.00 required to obtain the disclosed annual percent yield
  • Daily balance method used to calculate interest

Star Money Market

  • $10,000.00 minimum to open
  • Monthly maintenance fee of $20.00 if balance falls below $10,000.00
  • $5.00 per debit transaction (check paid, withdrawal, automatic transfer, or payment out of this account) in excess of 6
  • Interest bearing
  • Rates based on account balance tiers as shown below:
    • $10,000.00 - $24,999.99
    • $25,000.00 - $49,999.99
    • $50,000.00 - $99,999.99
    • $100,000.00 and above
  • Minimum balance of $10,000.00 required to obtain the disclosed annual percent yield.
  • Daily balance method used to calculate interest.

Savings

  • $100.00 minimum to open
  • Monthly maintenance fee of $2.00 if balance falls below $100.00
  • $2.00 per debit transaction (check paid, withdrawal, automatic transfer, or payment out of this account) in excess of 1 during a month.
  • Interest Bearing
  • Daily balance method used to calculate interest
  • Interest will be compounded and credited to you account each quarter

Certificate of Deposit / Individual Retirement Accounts

  • $1,000.00 minimum to open
  • CD’s and IRA’s are available in a wide range of terms

Services

  • ATM / Debit Cards
  • Visa / Mastercard Credit Cards
  • Cashiers Checks
  • Money Orders
  • Wire Transfer Funds
  • Direct Deposit
  • Safe Deposit Boxes
  • Notary Service
  • Fax Service
  • Telebank –24 Hour Telephone Banking Service 903-852-6644