Products & Services
First State Bank of Brownsboro has opted out of Participating in the Transaction Account Guarantee Program.
Basic Checking
- $100.00 minimum to open
- $.15 per check paid fee in excess of 30 during a monthly statement cycle
Now Account
- $1,000.00 minimum to open
- Monthly maintenance fee of $10.00 if balance falls below $1,000.00
- $.15 per check paid fee during a statement cycle in excess of 15 if balance falls below $1,000.00
- Interest bearing
- Minimum balance of $1,000.00 required to obtain the disclosed annual percent yield
- Daily balance method used to calculate interest
Super Now Account
- $1,000.00 minimum to open
- Monthly maintenance fee of $10.00 if balance falls below $1,000.00
- $.20 per check paid fee in excess of 6 if balance falls below $2,500.00
- $.20 per check paid fee in excess of 15 if balance is at least $2,500.00 but falls below $5,000.00
- $.20 per check paid fee in excess of 30 if balance is at least $5,000.00 but falls below $10,000.00
- $.20 per check paid fee in excess of 60 if balance is $10,000 or more.
- Interest bearing
- Minimum balance of $1,000.00 required to obtain the disclosed annual percent yield
- Daily balance method used to calculate interest
Money Market
- $2,500.00 minimum to open
- Monthly maintenance fee of $10.00 if balance falls below $2,500
- $5.00 per debit transaction (check paid, withdrawal, automatic transfer, or payment out of this account) in excess of 6
- Interest Bearing
- Minimum balance of $2,500.00 required to obtain the disclosed annual percent yield
- Daily balance method used to calculate interest
Star Money Market
- $10,000.00 minimum to open
- Monthly maintenance fee of $20.00 if balance falls below $10,000.00
- $5.00 per debit transaction (check paid, withdrawal, automatic transfer, or payment out of this account) in excess of 6
- Interest bearing
- Rates based on account balance tiers as shown below:
- $10,000.00 - $24,999.99
- $25,000.00 - $49,999.99
- $50,000.00 - $99,999.99
- $100,000.00 and above
- Minimum balance of $10,000.00 required to obtain the disclosed annual percent yield.
- Daily balance method used to calculate interest.
Savings
- $100.00 minimum to open
- Monthly maintenance fee of $4.00 if balance falls below $100.00
- $2.00 per debit transaction (check paid, withdrawal, automatic transfer, or payment out of this account) in excess of 1 during a month.
- Interest Bearing
- Daily balance method used to calculate interest
- Interest will be compounded and credited to you account each quarter
Business Checking
- $200.00 minimum to open
- Monthly maintenance fee of $10.00 if balance falls below $1,500.00
- $.15 per check paid fee in excess of 20 during a monthly statement cycle. This fee will not apply if you maintain a $1,500.00 minimum daily balance.
Business Checking Sweep
- $200.00 minimum to open
- Monthly maintenance fee of $20.00
Senior Checking
- $100.00 minimum to open
- No minimum balance required
Certificate of Deposit / Individual Retirement Accounts
- $1,000.00 minimum to open
- CD’s and IRA’s are available in a wide range of terms
Services
- ATM / Debit Cards
- Visa / Mastercard Credit Cards
- Cashiers Checks
- Money Orders
- Wire Transfer Funds
- Direct Deposit
- Safe Deposit Boxes
- Notary Service
- Fax Service