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FDIC-Insured – Backed by the full faith and credit of the U.S. Government

Products & Services

First State Bank of Brownsboro has opted out of Participating in the Transaction Account Guarantee Program

Basic Checking

  • $100.00 minimum to open

  • $.15 per check paid fee in excess of 30 during a monthly statement cycle

Now Account

  • $1,000.00 minimum to open

  • Monthly maintenance fee of $10.00 if balance falls below $1,000.00

  • $.15 per check paid fee during a statement cycle in excess of 15 if balance falls below $1,000.00

  • Interest bearing

  • Minimum balance of $1,000.00 required to obtain the disclosed annual percent yield

  • Daily balance method used to calculate interest

Super Now Account

  • $1,000.00 minimum to open

  • Monthly maintenance fee of $10.00 if balance falls below $1,000.00

  • $.20 per check paid fee in excess of 6 if balance falls below $2,500.00

  • $.20 per check paid fee in excess of 15 if balance is at least $2,500.00 but falls below $5,000.00

  • $.20 per check paid fee in excess of 30 if balance is at least $5,000.00 but falls below $10,000.00

  • $.20 per check paid fee in excess of 60 if balance is $10,000 or more.

  • Interest bearing

  • Minimum balance of $1,000.00 required to obtain the disclosed annual percent yield

  • Daily balance method used to calculate interest

Money Market

  • $2,500.00 minimum to open

  • Monthly maintenance fee of $10.00 if balance falls below $2,500

  • $5.00 per debit transaction (check paid, withdrawal, automatic transfer, or payment out of this account) in excess of 6

  • Interest Bearing

  • Minimum balance of $2,500.00 required to obtain the disclosed annual percent yield

  • Daily balance method used to calculate interest

Star Money Market

  • $10,000.00 minimum to open

  • Monthly maintenance fee of $20.00 if balance falls below $10,000.00

  • $5.00 per debit transaction (check paid, withdrawal, automatic transfer, or payment out of this account) in excess of 6

  • Interest bearing

  • Rates based on account balance tiers as shown below:

    • $10,000.00 - $24,999.99

    • $25,000.00 - $49,999.99

    • $50,000.00 - $99,999.99

    • $100,000.00 and above

  • Minimum balance of $10,000.00 required to obtain the disclosed annual percent yield.

  • Daily balance method used to calculate interest.

Savings

  • $100.00 minimum to open

  • Monthly maintenance fee of $4.00 if balance falls below $100.00

  • $2.00 per debit transaction (check paid, withdrawal, automatic transfer, or payment out of this account) in excess of 1 during a month.

  • Interest Bearing

  • Daily balance method used to calculate interest

  • Interest will be compounded and credited to you account each quarter

Business Checking

  • $200.00 minimum to open

  • Monthly maintenance fee of $10.00 if balance falls below $1,500.00

  • $.15 per check paid fee in excess of 20 during a monthly statement cycle. This fee will not apply if you maintain a $1,500.00 minimum daily balance.

Business Checking Sweep

  • $200.00 minimum to open

  • Monthly maintenance fee of $20.00

Senior Checking

  • $100.00 minimum to open

  • No minimum balance required

Certificates of Deposit / Individual Retirement Accounts

  • $1,000.00 minimum to open

  • CD’s and IRA’s are available in a wide range of terms

Services

  • ATM / Debit Cards

  • Visa / Mastercard Credit Cards

  • Cashiers Checks

  • Money Orders

  • Wire Transfer Funds

  • Direct Deposit

  • Safe Deposit Boxes

  • Notary Service

  • Fax Service